Property insurance in Dominica provides protection for your home and belongings against various risks.
Here are the key items that can be covered:
Your Home/Dwelling
- Your building, walkways, gates and fences, pools, outhouses
Household Contents
- Furniture, appliances, clothing, and other personal belongings are covered against damage or loss due to insured events.
Valuables
- High-value items like jewelry, fine art, cameras, and musical instruments can be scheduled for specific coverage.
Gardening Equipment
- Lawnmowers, trimmers, and other gardening tools are covered against theft and damage.
Freezer Contents
- Covered if damaged by mechanical failure or power outages.
Renters’ Contents
- Renters can insure their belongings against damage or loss due to insured events like fire, theft, and natural disasters.
The above items can be covered against the following Perils:
- Fire
- Theft
- Natural disasters like hurricanes, earthquakes, and landslides
- Lightning
- Explosion
- Earthquake
- Theft
- Burglary
- Riot
- Storm
- Flood
- Aircraft and objects falling from aircraft
- Land slippage – at an additional cost
